### Frictionless Compliance, Built for Payment Processors

Speed is everything in payments—but so is security. Relativity6 helps providers verify businesses at onboarding, flag high-risk merchants, and reduce fraud exposure. With real-time risk assessments, you can approve merchants faster while maintaining trust and regulatory confidence.

### Why Relativity6?

#### Onboard Merchants with Confidence

Instantly verify a business’s legitimacy and risk level before they start transacting, reducing exposure to fraud and regulatory penalties.

#### Smarter Credit Risk Decisions

A business’s financial health isn’t static—missed red flags can lead to chargebacks, defaults, and losses. Relativity6 delivers real-time insights, helping credit risk teams assess merchant viability before approval and throughout their lifecycle.

#### Reduce Risk at Renewal

Businesses change over time. We help monitor business classifications, ownership structures, and other key indicators to flag merchants that may no longer meet your risk requirements.

#### Stay Ahead of Regulatory Scrutiny

With clear audit trails and ongoing business verification, payment providers can demonstrate compliance while minimizing onboarding friction.

### Key Capabilities

### Business Verification at Onboarding

**Instantly confirm a business’s industry, legitimacy, and operational status using AI-driven classification and entity verification.**

### Comprehensive Risk Screening

**Check businesses against sanctions lists, adverse media, and legal filings identifying potential compliance risks before they process payments.**

### Merchant Risk Changes Over Time

**Stay informed about shifts in business classification, ownership, or operational status that could impact compliance and risk decisions at renewal.**

### Seamless API Integration

**Easily integrate Relativity6’s intelligence into your onboarding and risk assessment workflows, reducing manual reviews and approval delays.**

### Deep Compliance Insights

**Relativity6 provides, among other things for your payments underwriting needs:**

- **Merchant Business Classification & Industry Risk**  
- **Key People Insights**  
- **Regulatory & Compliance Red Flags**  
- **Fraud Indicators & Adverse Media Mentions**

### Results that matter

**Faster, more confident merchant onboarding**  
**‍** Reduce friction while ensuring compliance.

**Better risk detection at onboarding and renewal**  
**‍** Catch problematic merchants before they become liabilities.

**Stronger compliance posture**  
**‍** Minimize regulatory risk with ongoing business intelligence.

**Seamless, automated risk insights**  
**‍** Reduce manual reviews and approve merchants faster.